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Personal Risk

Watercraft
Terms and conditions can vary greatly between watercraft policies. You need to partner with both a broker and carrier who has the breadth of knowledge and who has capabilities to protect your property while crossing the world's oceans.

  • Worldwide Navigational Limits based and designed on your specific cruising plans.
  • High, flexible limits available for your Hull on Agreed Value. You want consistent coverage whether you own a small or large vessel.
  • Flexible Deductible Options to suit your individual risk retention needs. Absorbing some of the up-front risk may result in meaningful premium savings.
  • Crew Coverage. P&I (Protection and Indemnity) coverage for crew claims under the Federal Jones Act.
  • Pollution Protection. Full P&I limit coverage for pollution; additional coverage for marine environmental damage.
  • Automatic Coverage for Newly Acquired Vessels. Provides immediate Hull and P&I coverage for newly purchased tenders or vessels. This coverage is valid for 30 days and the insurance carrier must be promptly notified to endorse coverage.
  • Precautionary measures. Cost to haul out to protect your watercraft out of harms way from hurricanes, wind, etc.
  • Fine Art coverage.
  • Mechanical breakdown and Emergency Towing.
  • Removal of Wreck, Search and Rescue.
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