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Personal Risk

Excess Liability Umbrella
You need broad, worldwide coverage with high limits and adequate asset protection. We can offer unparalleled protection for personal injury (including libel and slander) and property damage.

  • Unlimited number of owned and non-owned vehicles, homes and watercraft.

  • High limits up to $100 million and Uninsured/Underinsured Motorist Coverage up to $10 million. Limit available in increments of $1 million.

  • Charitable Boards and Directors & Officers Liability Coverage available up to $1,000,000 of protection on top of existing board coverage; for named insureds who serve on up to five eligible not-for-profit boards. Protects your personal assets when board liability protection is depleted.

  • Expanded Defense Coverage. Means your own personal attorney can participate in the defense strategy and be reimbursed for reasonable expenses.

  • Panel Counsel. In the event of a covered lawsuit, choice of representation from a nationwide network of preeminent defense firms in the country is available to you.
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