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Personal Risk

Employment Practices Liability
This coverage enhances protection and minimizes threats to your personal wealth and safety. If you employ part-time and full-time domestic staff such as nannies, housekeepers, private assistants and gardeners anywhere in the world, you need protection against allegations of employment-related offenses such as sexual harassment, wrongful termination, and discrimination.

  • Coverage may be endorsed on your homeowners insurance policy for up to five residential employees.
  • There are standalone policies for insureds whose private staff exceeds five employees.
  • Limits available to $1,000,000 and $2,000,000
  • Crisis Fund available up to $25,000
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