Automobiles
Automobile coverage can vary drastically from carrier to carrier. You need to make sure you have options that can be customized to meet your individual needs and a specialist who knows the difference between agreed value and actual cash value.

• High liability limits. Provides up to $1,000,000 Combined Single Limit of $1,000,000 with matching Uninsured/Underinsured Motorist Limit. You want adequate levels of coverage for your high-value vehicles.

• Agreed Value. Your automobile is insured for an agreed-upon amount between you and your insurance carrier; deductible is waived in the event of a total loss; no deductible for depreciation of parts in the event of a partial loss to your vehicle.

• Towing and Labor, Choice of Repair Shop, Loan/Lease Gap Coverage; Worldwide Liability, Lock Replacement, and Airbag Deployment.

• Transportation expense, temporary emergency living and rental reimbursement.

• Quick and effective claim service. You need a partner who knows the difference and makes sure you have options.

• High Value vehicles need original manufacturers' parts and you have the freedom to choose your own repair shop.

• Lease Gap coverage will pay the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease if a loss occurs. For example theft, total loss in a collision, etc.

• Full glass window coverage with no deductible.

• Automatic coverage for newly acquired vehicles.